Touch Down Taco Dip (Freezer meal)

I got this lovely freezer meal and recipe from S. in my freezer meal swap. This meal went over so well with my whole family. Who doesn't love nachos? So good. This would be a great dip for a party also.

Touch Down Taco Dip (Freezer Meal)

1, 16 oz can refried beans
1, 8 oz pkg cream cheese, softened
1 packet taco seasoning
2 cloves garlic, minced
1/4 cup sliced green onions
2 roma tomatoes, diced
1/4 cup sliced olives
2 tablespoons fresh cilantro, chopped fine
1/2 - 1 cup shredded cheddar cheese

For the day of:
tortilla chips
guacamole (optional)
sour cream (optional)
salsa (optional)

Assembly:
Spread refried beans in the bottom of a 9x13 foil pan. Combine cream cheese, taco seasoning, and minced garlic. Spread cream cheese mixture over beans. Add tomatoes, cilantro, olives over the cream cheese. Top with cheddar cheese. (To eat right away bake at 25 minutes at 350 degrees.) Cover with plastic wrap and foil and freeze.

Cooking Instructions:
Thaw for a day in fridge. Remove plastic wrap and foil and bake at 350 for 25-30 minutes. Serve over tortilla chips with guacamole, sour cream, and salsa.